JW’s Financial Coaching Podcast JW’s Financial Coaching Podcast-A show devoted to answering your personal financial questions and covering current events in personal finance. Giving people a new perspective on their money!

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On today's show, we wrap up the month of April and finish off Financial Literacy Month by going over why financial literacy is important.  While watching the videos and interacting with you on Twitter and Facebook was fun, we hope the daily question led to some thinking on your part and possibly some changes in the way you manage your money.  In addition, the following question was discussed:

April 26th video by Jake Stichler from Debtsucksblog.com

As mentioned in the podcast, an article was written a few months back on the website detailing why 401(K) loans can be very dangerous.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

April 24, 2011  
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On today’s show we cover what might be the deepest question asked so far in the podcast’s history. Is bankruptcy moral? This question was inspired by the Financial Literacy question of the day from April 19th.

April 19th Video by Jake Stichler from Debtsucksblog.com

To give a proper answer we break down the different pieces of bankruptcy. What is bankruptcy? What is debt? Is there life after bankruptcy? All these questions lead us to the answer.

For more discussion on bankruptcy please listen to the show we did on bankruptcy in January.

In addition, we also answer the question; should you stop investing and pay off your debt if you have a company match on your 401(K)? Jon describes a conversation between two co-workers and gives his opinion on what he would do.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

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In today’s show we go over an article titled “What millionaires have in common”. What are some of the common characteristics that millionaires have? The results may surprise you and here’s a hint . . . they are everyday things that YOU can start doing!

As mentioned in the show, one of the books I recommend reading is “The Millionaire Next Door” by Dr. Thomas Stanley and William Danko. You can find that book and many other books that I recommend by visiting our recommended readings list (affiliate link).

We also covered a Financial Literacy Question of the day dealing with saving money

April 16th Video by Matt Wegner from Financialexcellence.net

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

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In today’s show we discuss some more questions having to deal with Financial Literacy month! Some personal finance bloggers and financial coaches, including myself, are producing short, daily, one minute videos asking a question dealing with personal finance. Below are some of the questions covered into today’s show:

April 12 video by Julia Gray-Lion of www.PromisesFC.com

April 13th Video by Steve Stewart of Moneyplan SOS

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

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On today’s show we answer in detail a question from one our listeners who wants to know what to do with a Universal Whole Life insurance policy that was purchased when he was a child. What should he do with the policy? Continue with it or dump it and get term life insurance? We run the numbers and explain why 99.9999% of the time term life is always better than whole life.

On a related note, we did a show back in December on whole vs. term life insurance (beware of poor audio quality) and went into detail why you need life insurance.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

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Today we answer a reader's questions on college funding. Jon gives the how, when, what, and why on college funding. In addition we continue with financial literacy month by discussing some of the videos posted so far.

April 8 video by Brad Chaffee of Enemy of Debt

April 11th Video by Josh Levitt of Levitt Financial Coaching

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

In today's show we answer a common question that keeps coming up in our free financial coaching in April sessions. The question is what to do with old 401(K)’s after you leave an employer. What are your options? What happens to the money if you do nothing? Can you cash it out? Those questions and more are addressed.

In addition, Jon discusses an article he read last month asking the question “Is Generation Y too frugal?”. We have discussed 20 somethings and money before on the show but Jon has a problem with the article insinuating that Gen Y’ers being cautious of debt is a bad thing and gives his opinion on it.

In addition JW’s Financial Coaching now has a Fan Page on Facebook! If you are a fan of the show or want to get involved in discussions dealing with personal finance, please “like” our page.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

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Today's show kicks off Financial Literacy Month by sharing and answering a few of the questions that have been asked so far this month. Remember we will be posting one personal finance question a day for the month of April. You can respond to each question either through JW's Financial Coaching Facebook fan page or through Twitter #FLmonth.

April 1st question from Steve Stewart of MoneyPlanSOS

 

April 2nd question from Steve Stewart of MoneyPlanSOS

 

April 3rd question from Jackie Walters of "Personal Finance with Jackie Walters"

April 4th question from Don Current of Current Financial Concepts  

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page