JW’s Financial Coaching Podcast JW’s Financial Coaching Podcast-A show devoted to answering your personal financial questions and covering current events in personal finance. Giving people a new perspective on their money!

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On today’s show we discuss why it is important for you to focus on YOUR economy instead of dwelling on THE economy. With all the discussion of the debt ceiling, high unemployment, and the drop in real estate prices it can be difficult to remember that you can only control your money. The good news is that YOUR economy is dependent only on yourself and not on other outside variables. We discuss some things you can do starting today to get YOUR economy on the right track and when people ask how your economy is doing, you can give them a positive answer.

In addition we also discuss some things going on with JW’s Financial Coaching and I share a funny letter from an advertiser who wanted to advertise on my website, although it was painfully obvious they do not read the blog much.

Do you like the 30 minute podcasts or the 15 minute podcasts better? Please let me know on the Facebook Fan page poll and while you are at it, why not “like” us and join the community?

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

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Today’s show is really about making changes in your life to better your finances. We discuss how to stop living in the moment financially and how start having a long-term view of your life. On the heels of last week’s challenge on the podcast to do something that will help your finances, I share what my wife and I have done this past week to better our family’s finances. Finally we discuss Dave Ramsey’s Great Recovery and what you can do to help the movement.

Living in the moment can be fun for a while, but eventually it takes its toll on us financially. As mentioned before on previous podcasts, impulse buying does not work as well as planning. But do not worry; there are several steps you can take to start having a long-term view on your finances.

With the birth of our son, Joshua, on July 10th, it has brought several new factors into our finances. We are deciding what changes we will be making to our budget as well as deciding how to invest some money for his college fund. I have talked about ESA and 529 plans before on the show, but there are other variables to consider such as how much are we willing to pay for his education and where do we want it invested. Finally Dave Ramsey’s The Great Recovery webcast was last Thursday. I give a brief review of the show and discuss what I am going to do to help. In case you missed it replays are available and you can sign up to join the party.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

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On today's show we discuss whether or not it is a good time to refinance, discuss some feedback I received from some vlog posts I did on the dangers of student loan debt and how some college students get a self-esteem boost from it. In addition, I issue a challenge to the listeners to do something this week to better your finances. Whether it is simply to sit down and do a budget for the first time or develop a long-term goal of paying off your mortgage, get the ball rolling on bettering your personal finances. Please share what you are doing to better your finances in the comment section below.

To help with deciding whether or not to refinance, please use the refinance breakeven spreadsheet to help you with your decision. You can find other helpful financial resources on the free financial resources page

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

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On today’s podcast we discuss a variety of subjects. First we discuss how our money is finite and that by saying “Yes” to certain things we are also saying “No” to other things that we might want to do. When making a big financial decision we need to take into account what we’re saying “No” to as well as what we are saying “Yes” to.

Next, the month of July is a pretty unique month. Not only do we have a holiday on the 4th, we also have 5 Fridays, Saturdays, and Sundays for a full 5 weekend month! What does this mean to you and your budget? Potentially a lot of things, but you need to be changing your budget monthly regardless because every month is a new month. To help with budgeting please visit our free financial resources page to download budget spreadsheets.

Finally, many publicly traded companies offer employee stock purchase programs to encourage ownership of company stock. We discuss in depth the pros and cons of the programs and give recommendations on whether or not you should participate in them.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

July 3, 2011  
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Today’s show wraps up the Top 10 Money sayings countdown with the #1 money saying; "Stop caring what others think." Not caring what others think of you is the top saying because if you truly do not care what others think of your financial moves, you will be able to do sayings #2-#10 without any problem.

The Top 10 Money Sayings Countdown has been a fun series to do these past 10 weeks and thank you for all your comments and support. My question now to you is what was your favorite money saying countdown podcast? To log your vote please visit our Facebook fan page and vote for your favorite money saying.

The Top 10 Money Sayings to Know Countdown

#10 “Where your heart is, that is where your money is.”

#9 "Stop being a slave to money"

#8 "Money can work for you instead of you working for money"

#7 "Impulse buying doesn't work as well as planning"

#6 “Don't take advice from he said, I heard, everybody says”

#5 "Money is amoral"

#4 "Handling money is not about the math"

#3 "Start asking 'How much' instead of 'How much a month'"

#2 "Contentment may be the most powerful financial principle"

#1 "Stop caring what others think"

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.