JW’s Financial Coaching Podcast JW’s Financial Coaching Podcast-A show devoted to answering your personal financial questions and covering current events in personal finance. Giving people a new perspective on their money!

November 25, 2012  
00:0000:00

Highlights of today's show:

  • Derek Olsen joins us on the show today
  • Derek just released his book The Four Week Financial Turnaround
  • Derek and his wife went through a short sale at the beginning of their marriage
  • It taught them that they had to communicate about finances early on
  • Learn how you can win a free copy!

Derek Olsen joins us on today's show to discuss his new book The Four Week Financial Turnaround*. We also discuss how he and his wife went through a tough financial storm early on in their marriage when they were forced to do a short sale. Derek shares how stressful that process was in addition to sharing why it took four hours for he and his wife to do their first budget. By reading the book and applying the principals into your life Derek believes that you will be able to save more money at the end of the four weeks.

For more information on the book you can visit the website at FourWeekFinancialTurnaround.com. There you can download a free chapter of the book in addition to learning how you can receive some bonus gifts for purchasing the book during its official launch week.

Derek also blogs about personal finance at beatnikbudget.com. In addition,  he and his wife just started a website at HisPlusHersEqualsOurs.com dedicated to helping other married couples support each other in life's most fundamental areas.

You can also enter to win a free copy of the Four Week Financial Turnaround that I will be giving away later on in the month. There are three ways to enter: 1) Leave a comment below saying that you listened to the podcast. 2) Leave a review of the podcast in iTunes. Just leave an honest review in iTunes, it doesn't have to be 5 stars, and you will be entered. 3) Like us on our Facebook page at Facebook.com/JWFinancialCoaching You have until December 9th to enter and you can enter all three ways. On December 10th I'll draw a winner and Derek will send you your free copy.

Finally, I need your help for the final podcast of 2012. I’m trying to collect testimonials from you, the listener, on what you have done to improve your finances in 2012 as well as finding out what your goals are for 2013. Please take 2 minutes and fill out the contact form with your answers. I plan on reading all of them on the final edition of the podcast this year. My goal is to read off 100 of these so thank you in advance for your participation.

You can subscribe to future Podcasts through FeedburnerStitcher SmartRadio, or iTunes. Or you may listen to the podcast on the JW's Financial Coaching Facebook Fan page. In addition, if you have enjoyed the show for awhile now, please leave a review of the podcast on iTunes. For a step by step video of how that works, please watch this video on how to leave a review in iTunes. Big thanks to my friend Glen Steinson for helping me create the video.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. There are two ways to get in touch with me:

1.) Email me at JWFinancialcoaching@gmail.com - Please put “podcast” in the subject line and keep your questions brief so they are readable on air.

2.) Simply fill out the form on the contact page. Please fill out your name, email, and your question/comment/suggestion and we will read it on air.

You can find prior editions of the podcast at the podcast archive page.

November 18, 2012  
00:0000:00

Highlights of today's show:

  • Don't forget to give thanks for what you have this week
  • How I experienced the power of cash when selling my car
  • How you can increase your retirement savings 1% in 2013
  • Join me in fighting back against the holiday marketing machine
  • I need your help in creating the 2012 year end podcast

From time to time I have so much that I would like to discuss on the podcast that I just take an episode to cover it all. This podcast is one of those episodes. We discuss the power of cash, Thanksgiving, how to get through the holidays, ways to contribute just 1% more to retirement in 2013, and how I can use your help for the year end podcast all in today’s episode.

I talk a lot about the power of cash and the deals you can experience when you pay with cash. But a few weeks back I was able to be on the other side of the experience when trying to sell my car. I share my story of how having cash in my hand led me to knock $400 off my asking price.

We also discuss ways to increase your savings 1% in 2013. My challenge to the podcast listeners is to increase your savings by 1% in the upcoming year. The good thing is that there are some simple ways to increase your savings rate without even missing the money.

Also, with Thanksgiving upon us this week, it is always good to take some time and remind yourself what you are thankful for. Often when it comes to our finances we compare ourselves to those who have more, but whatever your situation is you have to be thankful for what you've got.

Speaking of the holidays, are you participating in the Holiday Challenge? This is a way to bring the listeners to the podcast together to fight against the holiday blues and find encouragement to battle against the marketing machine.

Finally, I need your help for the final podcast of 2012. I’m trying to collect testimonials from you, the listener, on what you have done to improve your finances in 2012 as well as finding out what your goals are for 2013. Please take 2 minutes and fill out the contact form with your answers. I plan on reading all of them on the final edition of the podcast this year. My goal is to read off 100 of these so thank you in advance for your participation.

You can subscribe to future Podcasts through FeedburnerStitcher SmartRadio, or iTunes. Or you may listen to the podcast on the JW's Financial Coaching Facebook Fan page. In addition, if you have enjoyed the show for a while now, please leave a review of the podcast on iTunes. For a step by step video of how that works, please watch this video on how to leave a review in iTunes. Big thanks to my friend Glen Steinson for helping me create the video.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. There are two ways to get in touch with me:

1.) Email me at JWFinancialcoaching@gmail.com - Please put “podcast” in the subject line and keep your questions brief so they are readable on air.

2.) Simply fill out the form on the contact page. Please fill out your name, email, and your question/comment/suggestion and we will read it on air.

You can find prior editions of the podcast at the podcast archive page.

November 11, 2012  
00:0000:00

Highlights of today's show:

  • The "Your Economy" Webinar was a blast to do
  • Technical difficulties prevented me from recording it
  • I recorded it for today's show to share with those who missed it
  • Do you have open enrollment coming up?
  • Open enrollment is a good time to review your coverage and determine if it still fits your family

The “YOUR Economy” webinar was held this past week. Thanks to all of those who attended. However, due to technical difficulties I was not able to record the original webinar. Because of that I decided to re-do the webinar and put it up today as a part of the podcast. Also available are the power point presentation slides if you would like to follow along. If you would like to take advantage of the special deal I offered for those who attended the webinar please fill out the contact form on the Two Hour Financial Checkup page. Finally, below are links to the books that I mentioned on the webinar:

In addition, we also discuss a little bit about open enrollment for benefits. This is an important time to look at your current benefits and see if they still fit your needs. Below are some podcasts and blog posts I have done on various insurance policies:

You can subscribe to future Podcasts through Feedburner, Stitcher SmartRadio, or iTunes. Or you may listen to the podcast on the JW's Financial Coaching Facebook Fan page. In addition, if you have enjoyed the show for a while now, please leave a review of the podcast on iTunes. For a step by step video of how that works, please watch this video on how to leave a review in iTunes. Big thanks to my friend Glen Steinson for helping me create the video.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. There are two ways to get in touch with me:

1.) Email me at JWFinancialcoaching@gmail.com - Please put “podcast” in the subject line and keep your questions brief so they are readable on air.

2.) Simply fill out the form on the contact page. Please fill out your name, email, and your question/comment/suggestion and we will read it on air.

You can find prior editions of the podcast at the podcast archive page.

November 4, 2012  
00:0000:00

Highlights of today's show:

  • How do you learn to enjoy spending money?
  • You can take saving money too far
  • Money is not meant to be hoarded, it's meant to be given, spent, and enjoyed
  • What did you do with your extra hour this weekend?
  • Still time to sign up for the "YOUR Economy" Webinar

Most of us have no problem spending money. In fact, some say that is their strong suit. But how do you get to a point where you are able to enjoy spending your money? We cover that in today’s show. As a financial coach, I don’t want you just to save, save, and save some more. I also want you to give and spend and be able to do all three things well.

You can really only enjoy spending money if you have planned to do so. It might be fun to spend money you don’t have initially, but eventually that comes back to bite you and you will have to pay that back. If the spending is in your budget and you are doing other things such as saving for retirement or have a six month emergency fund, you have the money to spend. That’s because you are taking care of your needs first, then spending on wants.

Personally my wife and I have been able to purchase a new car, take a vacation, and pay for nice family dinner in the past year with no problems. Why is that? Because we had the money saved and this allowed us to enjoy our money without any problems.

Finally, I'll be doing a webinar titled "YOUR Economy" on Tuesday, November 6th at 9:00 PM EST. Yes, that is election night, but this webinar is not political in nature. Instead we will be focusing on ways to improve YOUR economy not only with your finances, but with your career as well. The webinar itself will be 30 minutes in length and we will have a 15 minute Q&A afterwards.

You can subscribe to future Podcasts through FeedburnerStitcher SmartRadio, or iTunes. Or you may listen to the podcast on the JW's Financial Coaching Facebook Fan page. In addition, if you have enjoyed the show for a while now, please leave a review of the podcast on iTunes. For a step by step video of how that works, please watch this video on how to leave a review in iTunes. Big thanks to my friend Glen Steinson for helping me create the video.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. There are two ways to get in touch with me:

1.) Email me at JWFinancialcoaching@gmail.com - Please put “podcast” in the subject line and keep your questions brief so they are readable on air.

2.) Simply fill out the form on the contact page. Please fill out your name, email, and your question/comment/suggestion and we will read it on air.

You can find prior editions of the podcast at the podcast archive page.