JW’s Financial Coaching Podcast JW’s Financial Coaching Podcast-A show devoted to answering your personal financial questions and covering current events in personal finance. Giving people a new perspective on their money!

November 18, 2012  
00:0000:00

Highlights of today's show:

  • Don't forget to give thanks for what you have this week
  • How I experienced the power of cash when selling my car
  • How you can increase your retirement savings 1% in 2013
  • Join me in fighting back against the holiday marketing machine
  • I need your help in creating the 2012 year end podcast

From time to time I have so much that I would like to discuss on the podcast that I just take an episode to cover it all. This podcast is one of those episodes. We discuss the power of cash, Thanksgiving, how to get through the holidays, ways to contribute just 1% more to retirement in 2013, and how I can use your help for the year end podcast all in today’s episode.

I talk a lot about the power of cash and the deals you can experience when you pay with cash. But a few weeks back I was able to be on the other side of the experience when trying to sell my car. I share my story of how having cash in my hand led me to knock $400 off my asking price.

We also discuss ways to increase your savings 1% in 2013. My challenge to the podcast listeners is to increase your savings by 1% in the upcoming year. The good thing is that there are some simple ways to increase your savings rate without even missing the money.

Also, with Thanksgiving upon us this week, it is always good to take some time and remind yourself what you are thankful for. Often when it comes to our finances we compare ourselves to those who have more, but whatever your situation is you have to be thankful for what you've got.

Speaking of the holidays, are you participating in the Holiday Challenge? This is a way to bring the listeners to the podcast together to fight against the holiday blues and find encouragement to battle against the marketing machine.

Finally, I need your help for the final podcast of 2012. I’m trying to collect testimonials from you, the listener, on what you have done to improve your finances in 2012 as well as finding out what your goals are for 2013. Please take 2 minutes and fill out the contact form with your answers. I plan on reading all of them on the final edition of the podcast this year. My goal is to read off 100 of these so thank you in advance for your participation.

You can subscribe to future Podcasts through FeedburnerStitcher SmartRadio, or iTunes. Or you may listen to the podcast on the JW's Financial Coaching Facebook Fan page. In addition, if you have enjoyed the show for a while now, please leave a review of the podcast on iTunes. For a step by step video of how that works, please watch this video on how to leave a review in iTunes. Big thanks to my friend Glen Steinson for helping me create the video.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. There are two ways to get in touch with me:

1.) Email me at JWFinancialcoaching@gmail.com - Please put “podcast” in the subject line and keep your questions brief so they are readable on air.

2.) Simply fill out the form on the contact page. Please fill out your name, email, and your question/comment/suggestion and we will read it on air.

You can find prior editions of the podcast at the podcast archive page.

April 15, 2012  
00:0000:00

Highlights of today's show:

  • Should you retire?
  • Just because you are retired does not mean you should retire from life
  • Don't wait until you are 65 to do what you enjoy doing
  • If you have skills you are valuable, no matter how old you are
  • Are you envious of other people's success?

Last week we talked about Investing 101 and gave some general tips on retirement funding. Today we again discuss the topic of retirement, but in a totally different way. Currently in our culture, retirement is a stage in life and is now considered a right whether or not you have the money.

But why is that? If you love what you do and are in good health, why would you want to retire? Today we tackle the question of whether or not you should retire. Personally, I don't plan on retiring from life. I will always be using my talents and gifts in some way.

You can now find the podcast on Stitcher SmartRadio! Stitcher allows you to listen to your favorite shows directly from your iPhone, Android Phone, Kindle Fire and beyond. So if you have a smart phone and want to stream the podcast from your phone, please download the app from their website.

You can subscribe to future Podcasts either through Feedburner or iTunes. Or you may listen to the podcast on the JW's Financial Coaching Facebook Fan page. In addition, if you have enjoyed the show for a while now, please leave a review of the podcast on iTunes. For a step by step video of how that works please watch this video on how to leave a review in iTunes. Big thanks to my friend Glen Steinson for helping me create the video.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Email me at JWFinancialcoaching@gmail.com - Please put “podcast” in the subject line and keep your questions brief so they are readable on air.

April 8, 2012  
00:0000:00

Highlights of today's show:

  • Why Financial Literacy Month is important
  • General tips on investing
  • Invest in products that you understand
  • What to look for in an investment professional
  • What to look for in a mutual fund

A couple of weeks back I asked all the listeners to fill out a brief survey about the podcast to help improve the show. One of the questions I asked was, "What topics would you like to see covered more on the show?" Well, the results are in and one of the most requested topics was investing. Investing is not one of my strong areas and I am NOT a professional in investing, but there are some things you need to consider before starting to invest.

Today we cover investing 101 by giving you some general advice on investing. Topics covered on the show include: what do we mean when we use the phrase "investing," whether or not to use an investment professional, what is the right mix of stocks, bonds, and cash to have, the importance of having a long term mindset when we invest, and what to look for in a mutual fund.

For more information and tips on investing please read the following blog posts or listen to the following podcasts:

You can now find the podcast on Stitcher SmartRadio! Stitcher allows you to listen to your favorite shows directly from your iPhone, Android Phone, Kindle Fire and beyond. So if you have a smart phone and want to stream the podcast from your phone, please download the app from their website.

You can subscribe to future Podcasts either through Feedburner or iTunes. Or you may listen to the podcast on the JW's Financial Coaching Facebook Fan page. In addition if you have enjoyed the show for a while now, please leave a review of the podcast on iTunes. For a step by step video of how that works please watch this video on how to leave a review in iTunes. Big thanks to my friend Glen Steinson for helping me create the video.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Email me at JWFinancialcoaching@gmail.com - Please put “podcast” in the subject line and keep your questions brief so they are readable on air.

00:0000:00

The personal finance A-Z series continues with Taxes, Underwater Mortgages, and Volatility. Taxes are not a fun topic to discuss but it is an important one to cover because the tax code is continually changing. There was a nice article on Fox Business that highlighted some of the upcoming tax changes for 2012 and 2013. Some changes to look out for in 2012 are the loss of the Social Security tax reduction and the ability to itemize state and local taxes. In addition we go into detail about why getting a huge tax refund is not necessarily a good thing.

If your home is underwater you are not alone. About 29% of homes today in America are underwater. Having your home underwater impacts you if you are trying to refinance or if you are getting ready to move in the near future. But if you can continue to make your payment, do not panic, and continue to make your monthly payment.

Volatility can be seen everywhere in our financial life today from the economy to the stock market. What are some things I do to combat volatility? Have a long term perspective. If you listen to the news or follow the stock market each day you will get an ulcer. But having a long term perspective will help you ride the ups and downs over time.

Finally if you have not yet registered for our November Giveaway, please do so today. We will be giving away a free copy of the book The Total Money Makeover by Dave Ramsey at the end of November. It is pretty simple to register and no purchase is necessary.

You can subscribe to future Podcasts either through Feedburner or iTunes. Or you may listen to the podcast on the JW's Financial Coaching Facebook Fan page.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

00:0000:00

Today’s episode marks the one year anniversary of the JW’s Financial Coaching Podcast being released. The show started last November and we have been able to do over 80 episodes in just one year. Thanks to everyone who has been a part of the show and looking forward to an even better year two. You can listen to all the past episodes in iTunes, on Facebook, and on the archive page.

The personal finance A-Z series continues with passive income, qualified retirement plan, ROTH accounts, and student loans. Discover why all of these terms are important to know and learn how you can implement them into your daily financial life. For a longer discussion on student loans please listen to the podcast I did with Steve Stewart where we reviewed the book "Debt Free U" by Zac Bissonnette.

In addition we are pleased to be announcing our first giveaway on the podcast. At the end of the month of November we will be giving away the Total Money Makeover by Dave Ramsey. There are three ways to enter: 1) “Like" us on Facebook, 2) Subscribe to receive blog posts via email, 3) Leave a review on iTunes. For more details please visit the November Giveway page.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

00:0000:00

We’re kicking off a new series on the podcast titled “Personal Finance A-Z.” For the next few weeks we will be going through the alphabet letter by letter and defining different buzz words in personal finance. Today we cover letters A-C with Assets, Bonds, and Cash. What kind of assets do you want to have, what’s the difference between a bond and a stock, and why is cash the official payment method of the podcast? All those questions are answered and more on the show.

If you enjoyed this episode please leave a review in iTunes.

In addition for those of you in the Central Ohio area, on Tuesday October 11th at 7pm at the Columbus Library-Hilliard branch, we will be having the second course of the Great Recovery on I-70 series. October’s class is all about credit. The class will last approximately 90 minutes and is open to the public. Feel to free to invite your friends and we’d love to meet you in person.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

June 1, 2011  
00:0000:00

On today’s show we answer a question from a listener who wants to know if you should invest differently if there is a big age gap between spouses. Jon explains why it could be a good idea under certain circumstances.

In addition we discuss an article titled “Time to ditch the 30-year mortgage?” There are a lot of reasons why we recommend doing a shorter mortgage term than 30 years and this article explains why today might be the best time to switch to a 15 year mortgage.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

May 18, 2011  
00:0000:00

On today’s show we cover a variety of topics dealing with personal finance. We answer a question from a reader who found our website through the search “why is taking out a loan bad.” We answer that question by sharing what we teach our financial coaching clients on borrowing.

In addition, we have a follow-up segment on a discussion we had on a prior podcast about the increase in the stock market and how that has been kept very quiet on the news. Well Fidelity had a news release the other day stating that the average 401(K) balance at the end of March was the highest since 1998! We discuss the reasons for that and explain why this is another example of how your money can work for you instead of you working for money.

Finally, are banks really lending money? It seems like all we hear about is how the banks are not lending and how nobody can get a loan. But yet I am still getting credit card offers in the mail daily, along with offers to refinance my home and for new auto loans. I also share a conversation I had with my friend on how much money the bank would approve him for a mortgage, and it will blow your mind! This begs the question: did the banks learn anything from the mortgage mess of 2007-2009? Or better yet: have we learned to say no to the bank when they “offer” us credit?

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

May 15, 2011  
00:0000:00

Today's show continues the Top 10 Money Sayings You Need to Know series. Every Monday for the next 10 weeks we will count down a money saying that you need to know. Today's #8 saying is "Money can work for you instead of you working for money." Having your money work for you might sound like a weird concept, but we explain in two instances how being out of debt and saving money over a long period of time can lead to your money working for you instead of adding to the bank's bottom line.

The Top 10 Money Sayings to Know Countdown

#8 "Money can work for you instead of you working for money"
#7 TBA 5/23
#6 TBA 5/30
#5 TBA 6/6
#4 TBA 6/13
#3 TBA 6/20
#2 TBA 6/27
#1 TBA 7/4

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

00:0000:00

Today's show kicks off the month of May by starting our countdown of the Top 10 Money Sayings You Need to Know series. Every Monday for the next 10 weeks we will count down a money saying that you need to know. Today's saying is "Where your heart is, that is where your money is." Jon discusses why this is true and how by looking at your check book, one can tell where your heart is financially.

In addition, Jon lets you in on a little secret that you won't hear on the evening news or in your local newspaper. It's about the stock market and how it very quietly continues to rise. This is just another example of why, when you are investing, you need to have a long-term mindset.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

« Newer Posts -