JW’s Financial Coaching Podcast JW’s Financial Coaching Podcast-A show devoted to answering your personal financial questions and covering current events in personal finance. Giving people a new perspective on their money!

November 11, 2012  
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Highlights of today's show:

  • The "Your Economy" Webinar was a blast to do
  • Technical difficulties prevented me from recording it
  • I recorded it for today's show to share with those who missed it
  • Do you have open enrollment coming up?
  • Open enrollment is a good time to review your coverage and determine if it still fits your family

The “YOUR Economy” webinar was held this past week. Thanks to all of those who attended. However, due to technical difficulties I was not able to record the original webinar. Because of that I decided to re-do the webinar and put it up today as a part of the podcast. Also available are the power point presentation slides if you would like to follow along. If you would like to take advantage of the special deal I offered for those who attended the webinar please fill out the contact form on the Two Hour Financial Checkup page. Finally, below are links to the books that I mentioned on the webinar:

In addition, we also discuss a little bit about open enrollment for benefits. This is an important time to look at your current benefits and see if they still fit your needs. Below are some podcasts and blog posts I have done on various insurance policies:

You can subscribe to future Podcasts through Feedburner, Stitcher SmartRadio, or iTunes. Or you may listen to the podcast on the JW's Financial Coaching Facebook Fan page. In addition, if you have enjoyed the show for a while now, please leave a review of the podcast on iTunes. For a step by step video of how that works, please watch this video on how to leave a review in iTunes. Big thanks to my friend Glen Steinson for helping me create the video.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. There are two ways to get in touch with me:

1.) Email me at JWFinancialcoaching@gmail.com - Please put “podcast” in the subject line and keep your questions brief so they are readable on air.

2.) Simply fill out the form on the contact page. Please fill out your name, email, and your question/comment/suggestion and we will read it on air.

You can find prior editions of the podcast at the podcast archive page.

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Today’s show is really about making changes in your life to better your finances. We discuss how to stop living in the moment financially and how start having a long-term view of your life. On the heels of last week’s challenge on the podcast to do something that will help your finances, I share what my wife and I have done this past week to better our family’s finances. Finally we discuss Dave Ramsey’s Great Recovery and what you can do to help the movement.

Living in the moment can be fun for a while, but eventually it takes its toll on us financially. As mentioned before on previous podcasts, impulse buying does not work as well as planning. But do not worry; there are several steps you can take to start having a long-term view on your finances.

With the birth of our son, Joshua, on July 10th, it has brought several new factors into our finances. We are deciding what changes we will be making to our budget as well as deciding how to invest some money for his college fund. I have talked about ESA and 529 plans before on the show, but there are other variables to consider such as how much are we willing to pay for his education and where do we want it invested. Finally Dave Ramsey’s The Great Recovery webcast was last Thursday. I give a brief review of the show and discuss what I am going to do to help. In case you missed it replays are available and you can sign up to join the party.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

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Today I share my Financial Bucket List of things that I hope to accomplish during my lifetime. Some of the bucket list items we are living right now and others are farther down the road. Not only do I share my Financial Bucket List but I also share what we are doing in our household to make those dreams a reality.

Having a Financial Bucket List is another ways of saying you have financial goals. But it is one thing to have financial goals and another thing to actually accomplish them. To help us keep focused and motivated we have to write them down on our financial goals and dream worksheets. Writing them down has done wonders for my wife and me in 2011.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

June 19, 2011  
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Today's show continues the Top 10 Money Sayings You Need to Know series. Every Monday for the next 10 weeks we will count down a money saying that you need to know and explain why you need to put it into practice. Today's #3 saying is "Start asking 'How much' instead of 'How much a month.'"

The difference between asking yourself “How much?” instead of “How much a month” when making a purchase is not a trick question. How you answer the question determines if you are going to use debt in your life or if you will turn away from using debt. Asking “How much a month” is so common today in our culture that we don’t even ask ourselves “How much.” But when you ask “How much” you experience a different mindset and eventually do better with money over the long-term.

In addition, you can vote on our Facebook Fan Page for what you think the #1 saying should be. The poll has the three sayings listed and you can vote then tune in to see if you agree with the #1 money saying!

The Top 10 Money Sayings to Know Countdown

#10 “Where your heart is, that is where your money is.”

#9 "Stop being a slave to money"

#8 "Money can work for you instead of you working for money"

#7 "Impulse buying doesn't work as well as planning"

#6 “Don't take advice from he said, I heard, everybody says”

#5 "Money is amoral"

#4 "Handling money is not about the math"

#3 "Start asking 'How much' instead of 'How much a month'"

#2 TBA 6/27

#1 TBA 7/4

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

May 22, 2011  
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Today's show continues the Top 10 Money Sayings You Need to Know series. Every Monday for the next 10 weeks we will count down a money saying that you need to know. Today's #7 saying is "Impulse buying doesn't work as well as planning."

We all impulse is some areas of our lives, but what impulse buying ultimately does is sink us because we can not make up for all the lost money that we use to buy things on emotion.  But when you plan ahead, you can buy things with cash instead of credit which keeps you out of debt and ultimately you have more money to enjoy the things you want.

The best way to stop impulse buying is to start developing a financial plan today. For help with that please check out our free financial resources page containing budgets and goals worksheets which will help you get started on developing your financial goals.

The Top 10 Money Sayings to Know Countdown

#10 “Where your heart is, that is where your money is.”

#9 "Stop being a slave to money"

#8 "Money can work for you instead of you working for money"

#7 "Impulse buying doesn't work as well as planning"

#6 TBA 5/30

#5 TBA 6/6

#4 TBA 6/13

#3 TBA 6/20

#2 TBA 6/27

#1 TBA 7/4

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

May 11, 2011  
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On today’s show, we discuss an article done about research by the University of Missouri that breaks down the 4 lies that lead to debt problems. After tackling each lie, we dig further down and get to the heart of the issue of overspending. To borrow a phrase from Larry Burkett, “Your overspending is not the problem, it is a symptom.”

In addition, we welcome those listeners listening to us for the first time from the Moneyplansos.com podcast hosted by Steve Stewart. Steve does a great financial coaching podcast of his own and on episode #16 of his show he shared a blog post I had written on the DOs and DONTs for engaged couples. So welcome; if this is your first time listening to the show, we hope you enjoy it.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page or by visiting our Facebook Fanpage.

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Today's show kicks off the month of May by starting our countdown of the Top 10 Money Sayings You Need to Know series. Every Monday for the next 10 weeks we will count down a money saying that you need to know. Today's saying is "Where your heart is, that is where your money is." Jon discusses why this is true and how by looking at your check book, one can tell where your heart is financially.

In addition, Jon lets you in on a little secret that you won't hear on the evening news or in your local newspaper. It's about the stock market and how it very quietly continues to rise. This is just another example of why, when you are investing, you need to have a long-term mindset.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

March 9, 2011  
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Today’s show rounds out our discussion on spending by discussing what the average American spends their money on according to the US Labor Department (see picture below). The report shows some interesting statistics and Jon goes into detail about what some of these numbers mean and where we are spending too much of our money.

As mentioned in the Podcast we have created a Recommended Budget Percentage Spreadsheet to be used as a guide to help determine where your spending is out of whack. You can always find this and other financial spreadsheets in our Free Financial Resources page on the website.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

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Today's podcast kicks off the 3 things we do with money series by discussing spending. Spending, by percentage, is by far the greatest thing we do with money. Jon discusses the difference between good and bad spending as well as how to get control of our spending. In addition, we discuss why it is important to know your weaknesses with spending and how that can impact your financial plan.  

As mentioned in the podcast, my friend Aaron Nichols wrote a good blog post on his website comparing how we manage our finances through either our windshield or our rearview mirror.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

March 2, 2011  
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Today we talk a little bit about the three things we do with money; give, spend, and save. Learn why each one is important and why it is important that you work on all three. In addition, Jon cites an article from Fidelity claiming that the average balance in 401(K) accounts is at a 10 year high. Why is this not front page news?  Jon goes into the reasons why.

If you have any comments, questions, or ideas for future shows you can send them to me and I will integrate them into a future show. Please Email me them at JWFinancialcoaching@gmail.com -You may subscribe to the Podcast either through Feedburner or iTunes.

You can find prior editions of the podcast at the podcast archive page

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